Fraud signals that never auto-block.
Eturns surfaces fraud signals to you. Merchants decide whether to act. There is no block-customer action exposed to the AI — by architectural commitment, not by config.
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Fraud works the way your best self would — if you had unlimited time.
Trust is the load-bearing dependency
A clear-cut fraud case still requires merchant action. That is deliberate. It costs a little efficiency and earns trust that compounds: merchants and customers alike know the system cannot act unilaterally against them. The never-auto-block principle is the architectural commitment that the rest of the autonomy story depends on.
Identical across tiers
Fraud handling behaves identically across every pricing tier. Differentiating fraud handling by tier would create the wrong incentives — Free-tier customers should not be easier to defraud. The signal is the same; the gates are the same; the merchant decision is the same.
Related
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